Most people can not manage their finances. On the mark with this for exam
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Spend too much money, credit card bills that increase, collection of shoes that sometimes never used, the goods purchased are not based on needs, etc..
This is not good, because you will not make anything more important as a house, car, vacation or retirement. You must set some financial planning and avoid spending money on items that are not too important.
Excessive spending will not only make you dizzy or even go bankrupt. To overcome this problem, the first things you must do is learn to separate the needs of you really need.
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If you go shopping, make a list and take the money to pay for only what has been planned to be purchased. Leave your credit card at home. Or if necessary at any time dispose of your credit card.
If you see something that really necessary, given two weeks to decide whether it is really something you need or not. With this simple solution, you akan financial return to normal.Another Article :
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